Bob Wallace at Ganong Real Estate

CALCULATOR'S & BUDGET PLANNING
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office- 603-366-2600
 cell- 603-494-3714
   
CONTACT-liscensed agent-BOB WALLACE

 Indoors
 Outdoors
Treat Your Windows Creatively
Make your windows be all that they can be with interesting window treatments.
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A Fresh Start for Fall
Give your garden a head start by tackling these fall garden projects.
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Bang, Bang!
When your pipes bang and clang relentlessly, you've got water hammer. Here's how to fix it.
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Bloomin' Bulbs
It's what you do in autumn that determines the success of many spring flowers.
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Getting Scammed
Remodeling? Here's what you should do if you get left with a shoddy job or get scammed.
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Divide... and Conquer Overcrowding!
Sparse blooms among your bulbs mean they're overcrowded - and it's time to dig and divide.
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More Indoor Articles
Take the Mystery Out of Color
Fall Maintenance Tasks
When Animals Make Your Home Their Home
How-to Guides
Decorating Ideas for September
Fast, Cheap and Easy Decorating
The Remodeling Calendar: What To Do When
Great Kitchen Ideas
More Outdoor Articles
Trim Your Trees: A Guide to Pruning
Plan the Perfect Garden
How to Divide Bulbs
Fall Garden Projects
Growing the Perfect Orchid
Garage Planning Checklist
Breathe New Life into a Dull Deck
Make a Fall Wreath*

Use this calculator to estimate your monthly payment for a given loan balance and interest rate, or to estimate your loan balance given a fixed monthly payment and interest rate.

Loan Balance:

Quicken Loans

Interest Rate:

Free Mortgage Rate Check!

Period:

Monthly Payment:

 

Definitions:

Loan Balance:  The amount you want to borrow when used to calculate the monthly payment or the amount you can borrow given a fixed monthly payment.

Interest Rate:  The annual percentage rate of the loan.

Period:  The length of the loan in either years or months.

Monthly Payment:  The amount you will have to pay each month for a given loan amount, term, and interest rate.

  "print this page to fill in and use for your records"
BASIC BUDGET WORKSHEET
by Deborah Fowles, About.com Guide to Financial Planning

CATEGORY MONTHLY BUDGET AMOUNT MONTHLY ACTUAL AMOUNT Change
INCOME:      
Wages Paid      
Bonuses      
Interest Income      
Capital Gains Income      
Dividend Income      
Miscellaneous Income      
INCOME SUBTOTAL      
       
EXPENSES:      
Mortgage or Rent      
Utilities: Gas/Water/Electric/Trash      
Cable TV      
Telephone      
Home Repairs/Maintenance      
Car Payments      
Gasoline/Oil      
Auto Repairs/Maintenance/Fees      
Other Transportation (tolls, bus, subway, etc.)      
Child Care      
Auto Insurance      
Home Owners/Renters Insurance      
Computer Expense      
Entertainment/Recreation      
Groceries      
Toiletries, Household Products      
Clothing      
Eating Out      
Gifts/Donations      
Healthcare (medical/dental/vision, inc. insurance)      
Hobbies      
Interest Expense (mortgage, credit cards, fees)      
Magazines/Newspapers      
Federal Income Tax      
State Income Tax      
Social Security/Medicare Tax      
Personal Property tax      
Pets      
Miscellaneous Expense      
EXPENSES SUBTOTAL      
       
NET INCOME (INCOME LESS EXPENSES)      

If an expense is incurred more or less often than monthly, convert it to a monthly amount when calculating the monthly budget amount. For instance, auto expense that is billed every six months would be converted to monthly by dividing the six month premium by six.

(c) 2003 by Deborah Fowles  ( http://financialplan.about.com ), licensed to About.com, Inc. Used by permission of About.com, Inc. which can be found on the web at http://www.about.com . All rights reserved.